Terms of Service

Acceptance of Terms

By accessing and using the Mindwise website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

Nature of Content

Mindwise is an informational and educational resource. All content on this website is provided for educational purposes only. We do not provide financial advice, personalized recommendations, or professional consultation services.

Educational Purpose

The information on this website:

• Describes common approaches to expense tracking and budgeting
• Is informational and descriptive in nature
• Does not constitute professional financial advice
• Should not be relied upon for personal financial decisions
• Is not tailored to individual circumstances

No Financial Advisory Relationship

Using this website does not create a financial advisor-client relationship. For personalized financial guidance, consult with licensed financial professionals appropriate to your needs.

Accuracy of Information

While we strive to provide accurate educational content, we make no warranties about the completeness, reliability, or accuracy of information on this website. Information may become outdated, and we are not obligated to update content continuously.

User Responsibilities

As a user of this website, you agree to:

• Use the website for lawful purposes only
• Not attempt to gain unauthorized access to any part of the website
• Not transmit any harmful code or interfere with website operation
• Not use the website in any way that could damage or impair it
• Respect intellectual property rights

Intellectual Property

All content on this website, including text, images, graphics, and layout, is owned by or licensed to Mindwise. You may view and print content for personal, non-commercial use but may not reproduce, distribute, or create derivative works without permission.

External Links

This website may contain links to external websites. We are not responsible for the content, accuracy, or practices of third-party sites. Visiting external links is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Mindwise and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on its content.

No Guarantees

We make no guarantees about financial outcomes, results, savings, or benefits from using information found on this website. Any financial decisions you make are your sole responsibility.

Website Availability

We strive to maintain website availability but do not guarantee uninterrupted access. We may suspend or discontinue the website at any time without notice.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the website after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by the laws of Ontario, Canada. Any disputes shall be subject to the exclusive jurisdiction of courts in Ontario.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms of Service, contact us at:

Mindwise

120 King Street West

Toronto, ON M5H 1J9

Canada

Phone: +1 416 732 5841

Email: hello@mindwise.com